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The contributions under APY are invested as per the investment guidelines prescribed by Ministry of Finance, Government of India Govt. The due date for monthly contribution will be as decided.
However amount will be deducted from Bank A/c of the subscriber.
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However, coverage under Swavalamban Scheme is inadequate mainly due to lack of guaranteed pension benefits at the age of 60.resize=368,503" alt="Atal Pension Yojana (apy) scheme" data-lazy-srcset="https://i2com/atalpensionyojana.in/wp-content/uploads/2015/05/Atal-Pension-Yojana-apy-scheme.jpg?w=368&ssl=1 368w, https://i2com/atalpensionyojana.in/wp-content/uploads/2015/05/Atal-Pension-Yojana-apy-scheme.jpg? resize=219,300&ssl=1 219w" data-lazy-sizes="(max-width: 368px) 100vw, 368px" data-recalc-dims="1" /The Government announced the introduction of universal social security schemes in the Insurance and Pension sectors for all Indians, specially the poor and the under-privileged, in the Budget for the year 2015-16. 5000 per month, at the age of 60 years, depending on their contributions, which itself would be based on the age of joining the APY.Non-maintenance of required balance in the savings bank account for contribution on the specified date will be considered as default.Banks are required to collect additional amount for delayed payments, such amount will vary from minimum Re 1 per month to Rs 10/- per month as shown below: The amount of contribution Rs 238 transferred into the PRAN towards contribution for the months of August’15 and Sepetember’15 Yes.